Kim Clark from Money Magazine interviewed me for her article, "How to Solve America's Retirement Crisis." We discussed how America’s current retirement system is failing, evidenced by declining coverage rates and traditional pension plans, as well as the high fees associated with 401(k)-type plans.

Fortunately there’s a lot we can do about this, both as individual savers and through government policy. In the article, I go into specifics, but for the long-term, we need Guaranteed Retirement Accounts to ensure retirement security across the board.