New York TimesI was excited to contribute to the New York Times "Room for Debate " blog on April 11th to discuss the growing insecurity of American's retirement. As part of a series on "The Sorry Lot of the Risk-Averse Saver," I ask why savers can't have the same deal that Federal Reserve employees do? The unintended victims of low interest rates are a particular kind of saver whose major source of income comes from interest rates on bank accounts and other safe assets whose returns are linked to Federal Reserve policies.