WORKING PAPERS

  • California’s Proposed Billionaire Tax and the Role of Medicaid in Retirement Security

    Ghilarducci, T., & Forden, J. (2026).

    Tracking the Retirement Crisis Policy Note Series. Wealth Equity Lab at The New School for Social Research. New York, NY.

  • The TrumpIRA: An Explainer

    Ghilarducci, T. (2026)

    Tracking the Retirement Crisis Policy Note Series. Wealth Equity Lab at The New School for Social Research. New York, NY.

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  • The One Big Beautiful Bill Reshapes Retirement Security

    Ghilarducci, T.

    Tracking the Retirement Crisis Policy Note Series. Schwartz Center for Economic Policy Analysis at The New School for Social Research. New York, NY.

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  • Most Americans Do Not Have Enough to Retire

    Ghilarducci, T.

    Tracking the Retirement Crisis Policy Note Series. Schwartz Center for Economic Policy Analysis at The New School for Social Research. New York, NY.

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  • Status of Older Workers Critical Survey of Pension Provision And Pension Reform.

    Ghilarducci, T., & Manickam, K. (2022).

    SCEPA Working Paper Series.

  • Status of Older Workers The Impact of a Social Security Proposal for “Catch-Up” Contributions.

    Ghilarducci, T., Papadopoulos, M., Sun, W., & Webb, A. (2022).

    SCEPA Working Paper Series.

  • Chartbook: Retirement Insecurity And Falling Bargaining Power Among Older Workers.

    Davis, O., Radpour, S., & Ghilarducci, T. (2020).

    SCEPA Working Paper Series.

  • Disparities & Erosion in New York’s Workplace Retirement Coverage.

    Ghilarducci, T., & Papadopoulos, M. (2018).

    SCEPA Working Paper Series.

  • Retirement Readiness of New York City’s Workers.

    Ghilarducci, T., Papadopoulos, M., & Webb, A. (2018).

    SCEPA Working Paper Series.

  • State Retirement Reform: Lifting Up Best Practices.

    Fisher, B., & Ghilarducci, T. (2017).

    SCEPA Working Paper Series.

  • State Guaranteed Retirement Accounts | Demos.

    Ghilarducci, T., & Weller, C. (2015).

    Demos.

  • Relative Wages in Aging America: The Baby Boomer Effect.

    Ghilarducci, T., Papadopoulos, M., & Radpour, S. (2017).

    SCEPA Working Paper Series.

  • Are Philadelphians Ready for Retirement?

    Ghilarducci, T., Fisher, B., Pavlakis, A., Radpour, S., & Webb, A. (2016).

    SCEPA Working Paper Series.

  • The Inefficiencies of Existing Retirement Savings Incentives.

    Ghilarducci, T., & Weller, C. (2015).

    Center for American Progress.

  • Laying the Groundwork for More Efficient Retirement Savings Incentives.

    Ghilarducci, T., & Weller, C. (2015).

    Center for American Progress.

  • Explaining the Decline in the Offer Rate of Employer Retirement Plans Between 2001– 2012.

    Ghilarducci, T., & Saad-Lessler, J. (2014).

    SCEPA Working Paper Series.

  • How 401(k) Plans Make Recessions Worse.

    Ghilarducci, T., & Saad-Lessler, J. (2014).

    SCEPA Working Paper Series.

  • Are Minnesota Workers Ready for Retirement? Trends in Plan Sponsorship, Participation, and Preparedness.

    Saad-Lessler, J., Ghilarducci, T., & Bahn, K. (2014).

    SCEPA Working Paper Series.

  • Are Washington Workers Ready for Retirement? Trends in Plan Sponsorship, Participation, and Preparedness.

    Saad-Lessler, J., Ghilarducci, T., Bahn, K., & Bonen, A. (2014).

    SCEPA Working Paper Series.

  • Are Connecticut Workers Ready for Retirement?

    Saad-Lessler, J., Ghilarducci, T., Bahn, K., Bonen, A., & Schmitz, L. (2014).

    SCEPA Working Paper Series.

  • New Retirees Have Inadequate Retirement Account Balances:.

    Ghilarducci, T., & Saad-Lessler, J. (2013).

    SCEPA Working Paper Series.

  • Are Maryland Workers Ready for Retirement?

    Saad-Lessler, J., Ghilarducci, T., & Schmitz, L. (2012).

    SCEPA Working Paper Series.

  • New York’s Retirees: Falling into Poverty A Research Report on the Downward Mobility of New York’s Next Generation of Retirees.

    Ghilarducci, T., Saad-L:essler, J., & Schmitz, L. (2012).

    SCEPA Working Paper Series.

  • Near Retirees’ Defined Contribution Retirement Account Balances.

    Ghilarducci, T., & Saad-Lessler, J. (2012).

    SCEPA Working Paper Series.

  • SCEPA Older Workers Paper FINAL 2.28.pdf.

    Ghilarducci, T., & Saad-Lessler, J. (2012).

    SCEPA Working Paper Series. 

  • Retirement Readiness in North Carolina: Trends in Plan Sponsorship, Participation and Projected Retiree Poverty Rates

    Ghilarducci, T., Saad-Lessler, J., & Schmitz, L. (2012).

    SCEPA Working Paper Series.

  • The Crisis of Jobs and Healthcare for Unemployed Americans Aged 55-64.

    Ghilarducci, T., Saad-Lessler, J., & Schmitz, L. (2012).

    SCEPA Working Paper Series.

  • New York City and State Tax Expenditures for Defined Contribution Plans.

    Schmitz.pdf, L., & Ghilarducci, T. (2012).

    SCEPA Working Paper Series.

  • The Automatic Stabilizing Effects of Social Security and 401 (k) Plans.

    Ghilarducci, T., Saad-Lessler, J., & Fisher, E. (2011).

    SCEPA Working Paper Series.

  • Wall Street’s Stake in Pension Reform.

    Stubbs, D., & Ghilarducci, T. (2011).

    SCEPA Working Paper Series.

  • Pension Reform’s Stake in Employers.

    Arias, D., & Ghilarducci, T. (2011).

    SCEPA Working Paper Series.

  • Getting it Right: Empirical Evidence and Policy Implications from Research on Public-Sector Unionism and Collective Bargaining.

    Lewin, D., Kochan, T. A., Cutcher-Gershenfeld, J., Ghilarducci, T., Katz, H. C. C., Keefe, J., Mitchell, D. J. B., Olson, C. A., Rubinstein, S. A., & Weller, C. E. (2011).

    SSRN Electronic Journal.

  • RETIREMENT INCOME SECURITY PROJECT The High Cost of Nudge Economics and the Efficiency of Mandatory Retirement Accounts.

    Ghilarducci, T., Arias, D., & Samaan, D. (2009).

    SCEPA Working Paper Series.

  • Making Work Pay: Wage Insurance for the Working Poor.

    Ghilarducci, T., & Bluestone, B. (1996).

    Levy Economics Institute of Bard College Public Policy Brief No. 28.