PUBLICATIONS

  • No Rest for the Weary: Measuring the  Changing Distribution of Retirement Wealth in the United States.

    Teresa Ghilarducci, Siavash Radpour, & Jessica Forden (2024).

    Review of Political Economy, 36(2), 461–480.

  • Americans’ Downward Mobility Shifts Votes to the Right.

    Teresa Ghilarducci & Ludovica Tursini (2024).

    Social Research: An International Quarterly, 91(3), 795–818.

  • The Gender Division of Labor and its Effect on Retirement Security.

    Teresa Ghilarducci (2023).

    TIAA Institute Research Paper Series.

  • The Future of Heterodox Economics.

    Teresa Ghilarducci, Zachary Knauss, Richard McGahey, William Milberg, & Drew Landes (2023).

    The Journal of Philosophical Economics, Volume XVI.

  • Monopsony Power, Race, and Gender.

    Aida Farmand, & Teresa Ghilarducci (2022).

    Oxford Research Encyclopedia of Economics and Finance.

  • How to Think about Our Children’s Children: Warmth: Coming of Age at the End of Our World, Daniel Sherrell.

    Teresa Ghilarducci (2022).

    Social Research: An International Quarterly, 89(2), 285–295.

  • Making Old People Work: Three False Assumptions Supporting the “Working Longer Consensus.”

    Teresa Ghilarducci (2021).

    Politics & Society, 003232922098708.

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  • When Economists Take a Back Seat to Virologists.

    Teresa Ghilarducci (2020).

    Social Research: An International Quarterly, 87(2), 247–250.

  • Challenges of Retirement Policy, Social Security Reform, and Retirement Income: A Discussion with Alicia H. Munnell, PhD.

    Alicia H. Munnell, Robert Powell, Jason J. Fichtner, & Teresa Ghilarducci (2020).

    Retirement Management Journal, Vol. 8, No. 1, 2019, pp. 6-16.

  • Older Workers on the COVID-19-Frontlines without Paid Sick Leave.

    Teresa Ghilarducci & Aida Farm. (2020).

    Journal of Aging & Social Policy, 1–6.

  • Retirement plan wealth inequality: measurement and trends.

    Teresa Ghilarducci, Siavash Radpour, & Anthony Webb (2020).

    Journal of Pension Economics and Finance, 1–21.

  • New Evidence on the Effect of Economic Shocks on Retirement Plan Withdrawals.

    Teresa Ghilarducci, Siavash Radpour, & Anthony Webb (2019).

    The Journal of Retirement, 6(4), 7–19.

  • The Inequitable Effects of Raising the Retirement Age on Blacks and Low-Wage Workers.

    Kyle Moore, Teresa Ghilarducci, & Anthony Webb (2019).

    The Review of Black Political Economy, 46(1), 22–37.

  • The Distribution of Time in Retirement: Evidence From the Health and Retirement Survey.

    Teresa Ghilarducci & Anthony Webb (2018).

    Work, Aging and Retirement, 4(3), 251–261.

  • Catch-Up Contributions: An Equitable and Affordable Solution to the Retirement Savings Crisis.

    Teresa Ghilarducci, Michael Papadopoulos, Wei Sun, & Anthony Webb (2018).

    Public Policy & Aging Report, 28(suppl_1), S4–S14.

  • Retirement Savings Inequality: Different Effects of Earnings Shocks, Portfolio Selections, and Employer Contributions by Worker Earnings Level.

    Joelle Saad-Lessler, Teresa Ghilarducci, & Gayle Reznik (2018).

    Ssrn.com; Social Security Bulletin Vol. 78, No. 3.

  • Modernizing the American Private Pension System Plan for the Future of Work.

    Teresa Ghilarducci (2018).

    Benefits Law Journal, 31(4).

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  • Editorial. The Geneva Papers on Risk and Insurance.

    Teresa Ghilarducci & Anthony Webb (2017).

    Issues and Practice, 42(3), 371–375.

  • The Political Economy of Retirement Time Inequality in the Organization of Economic Cooperation and Development (OECD).

    Teresa Ghilarducci (2017).

    Western Michigan University Werner Sichel Lecture Series.

  • Inequality in Well-Being at Older Ages: Focus on Finances.

    Teresa Ghilarducci (2017).

    Innovation in Aging, 1(suppl_1), 1003–1003.

  • Earnings volatility and 401(k) contributions.

    Teresa Ghilarducci, Joelle Saad-Lessler, & Gayle Reznik (2017).

    Journal of Pension Economics & Finance, 17(4), 554–575.

  • The New York City Nest Egg: A Plan for Addressing Retirement Security in New York City.

    Teresa Ghilarducci, David Laibson, Olivia Mitchell, Alicia Munnell, Rauh, J., & Stephen Zeldes (2016).

    NYC.gov; NNYC Comptroller.

  • Explaining the Decline in the Offer Rate of Employer Retirement Plans between 2003 and 2012.

    Teresa Ghilarducci & Joelle Saad-Lessler (2015).

    Industrial and Labor Relations Review, 68(4), 807–832.

  • Are US Workers Ready for Retirement? Trends in Plan Sponsorship, Participation, and Preparedness.

    Teresa Ghilarducci, Joelle Saad-Lessler, & Kate Bahn (2015).

    Journal of Pension Benefits, Ferenczy Benefits Law Center, Winter 2015. pp. 25-39.

  • Social Security and Pension Reform: International Perspectives.

    Teresa Ghilarducci (2015).

    Edited by Marek Szczepanski and John A.Turner. Upjohn Institute, Kalamazoo, 2014, 345 pp., ISBN: 9780880994682, Price $40.00, hardback. British Journal of Industrial Relations, 53(4), 828–830.

  • Will Fifteen Million Older Workers Lower Your Wages?

    Teresa Ghilarducci (2015).

    LERA for Libraries, 19(19).

  • Private Pensions.

    Teresa Ghilarducci (2014).

    In Oxford University Press eBooks. Oxford University Press.

  • Retirement Security Worse on ERISA’s 40th Anniversary.

    Teresa Ghilarducci (2014).

    Law Review. Drexel Law Review 6 Drexel L. Rev. 453.

  • The Surprising Equality of Retirement Time: Evidence from the Health and Retirement Survey.

    Teresa Ghilarducci & Anthony Bonen (2014).

    The Connecticut Insurance Law Journal Vol 20(2) University of Connecticut School of Law, Hartford Connecticut Pp. 405-432.

  • Guest Editors’ Introduction.

    Teresa Ghilarducci, & Richard McGahey (2013).

    Social Research: An International Quarterly, 80(3), xxv–xxix.

  • Pension Policies to Minimize Future Economic Crises.

    Teresa Ghilarducci (2013).

    In The Handbook of the Political Economy of Financial Crises. Oxford University Press.

  • Austerity Distorts the Common Economic Interests between Generations.

    Teresa Ghilarducci (2013).

    Social Research: An International Quarterly, 80(3), 953–976.

  • Memorandum on a New Financial Architecture and New Regulations.

    Teresa Ghilarducci, Edward Nell, Stefan Mittnik, Eckhard Platen, Willi Semmler, & Raphaele Chappe (2013).

    Investigación Económica, 68(267).

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  • New Policies for an Older Unemployed Population.

    Joelle Saad-Lessler, & Teresa Ghilarducci (2013).

    SSRN Electronic Journal.

  • The macroeconomic stabilisation effects of Social Security and 401(k) plans.

    Teresa Ghilarducci, Joelle Saad-Lessler, & Eloy Fisher (2012).

    Cambridge Journal of Economics, 36(1), 237–251.

  • Governor Cuomo’s New York State Public Sector Pension System Pension Proposals And the New York State’s Retirement Income Security Crises.

    Teresa Ghilarducci (2012).

    Government Law Review, 5(3).

  • Is Working Longer and Retiring Later Possible?

    Teresa Ghilarducci (2001).

    In A. Hunt (Ed.), Ensuring Health and Income Security for an Aging Workforce (pp. 439–447). Michigan: W.E. Upjohn Institute for Employment Research.

  • Rising Expectations: Women, Retirement Security, and Private Pensions.

    Teresa Ghilarducci (2001).

    In S. Friedman & D. Jacobs (Eds.), The Future of the Safety Net: Social Insurance and Employee Benefits for the 21st Century (pp. 165–186). Industrial Relations Research Association 2001 Research Volume, Champaign-Urbana: Industrial Relations Research Association.

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  • Small Benefits, Big Pension Funds, and How Governance Reforms Can Close the Gap.

    Teresa Ghilarducci (2001).

    In A. Fung, T. Hebb, & J. Rogers (Eds.), Working Capital: The Power of Labor’s Pensions. Cornell University Press.

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  • A Failure of Capitalism: The Crisis of ’08 and the Descent into Depression.

    Teresa Ghilarducci (2011)

    Richard A. Posner. Harvard University Press, 2009, ISBN 978-0-674-03514-0, 346 pages. Journal of Pension Economics and Finance, 10(3), 486–488.

  • High Performance Pensions for All Californians.

    Teresa Ghilarducci (2011).

    UC Berkeley Center for Labor Research and Education.

  • Getting it Right: Empirical Evidence and Policy Implications from Research on Public-Sector Unionism and Collective Bargaining.

    Lewin, David, Thomas A. Kochan, Joel Cutcher-Gershenfeld, Teresa Ghilarducci, Harry C. C. Katz, Jeffrey Keefe, Daniel J. B. Mitchell, Craig A. Olson, Saul A. Rubinstein, and Christian E. Weller (2011).

    Journal of Aging & Social Policy, 22(2), 222–235.

  • How to Supplement Social Security Fairly and Effectively.

    Teresa Ghilarducci (2010).

    Journal of Aging & Social Policy, 22(2), 222–235.

  • The future of retirement in aging societies.

    Teresa Ghilarducci. (2010).

    International Review of Applied Economics, 24(3), 319–331.

  • The Solution to the “Pension Crisis” Is More Pensions.

    Teresa Ghilarducci (2010).

    Labor and Employment Relations Association (LERA), Perspectives on Work,14(1), 34–37.

  • Pension Reform in the United States: Guaranteed Pension Accounts are Key.

    Teresa Ghilarducci (2009).

    SSRN Electronic Journal.

  • The Goldless Years, How to Save the Nation’s Retirees from Bankruptcy.

    Teresa Ghilarducci (2009).

    New Labor Forum. 18:2 Pps. 33-41.

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  • The Plan to Save American Workers’ Retirements.

    Teresa Ghilarducci (2009).

    In Pensions, Social Security and The Privatization of Risk (pp. 86–107). Columbia University Press.

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  • Obama’s Pension Proposals and America’s Retirement Crises.

    Teresa Ghilarducci (2009).

    University of Padua.

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  • Latinos’ Retirement Income Security and Voluntary Participation in 401(k) Plans.

    Teresa Ghilarducci (2008).

    The Business Journal of Hispanic Research, Vol. 2(2), pp. 50-64.

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  • Infrastructure for America’s Economy: Evaluating Evidence.

    Teresa Ghilarducci (2008).

    In The Promise of Public Investment.

  • Workplace Injuries and Diseases: Prevention and Compensation.

    Teresa Ghilarducci (2007).

    Essays in Honor of Terry Thomason – Edited by Karen Roberts, John F. Burton Jr and Matthew M. Bodah. Industrial Relations Journal, 39(1), 83–84.

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  • Causes of Latinos' Low Pension Coverage.

    Teresa Ghilarducci, Karen Richman, & Wei Sun (2007).

  • Britain’s Pension Crisis: History and Policy.

    Teresa Ghilarducci (2007).

    Edited by Hugh Pemberton, Pat Thane, and Noel Whiteside. Oxford University Press, 2006, ISBN 978-0-19-726385-3, 280 pages. Journal of Pension Economics and Finance, 6(3), 356–357.

  • How Defined Contribution Plans and 401(k)s Affect Employer Pension Costs.

    Teresa Ghilarducci, & Wei Sun (2006).

    Journal of Pension Economics and Finance, 5(2), 175–196.

  • Unions’ Role in Argentine and Chilean Pension Reform.

    Teresa Ghilarducci & Patricia Ledesma (2001).

    SSRN.

  • Future Retirement Income Security Needs Defined Benefit Pensions.

    Teresa Ghilarducci (2006).

    In Center for American Progress.

  • The Changing Role of Employer Pensions: Tax Expenditures, Costs and Implications for Middle Class Elderly.

    Teresa Ghilarducci (2006).

    SSRN Electronic Journal.

  • Responding to "THE RISK POOL, What’s behind Ireland’s economic miracle--and G.M.'s financial crisis?

    Teresa Ghilarducci (2006).

    [Review of Responding to "THE RISK POOL, What’s behind Ireland’s economic miracle--and G.M.'s financial crisis?, by M. Gladwell]. The New Yorker.

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  • The Changing Role of Employer Pensions.

    Teresa Ghilarducci (2006).

    Levy Economics Institute of Bard College; Working Paper No. 469.

  • The End of Retirement. 

    Teresa Ghilarducci (2006).

    Monthly Review.

  • Female Duel Labour Markets and Employee Benefits.

    Teresa Ghilarducci & Lee (2005).

    Scottish Journal of Political Economy, 52(1), 18–37.

  • In Search of Retirement Security: The Changing Mix of Social Insurance, Employee Benefits, and Individual Responsibility.

    Teresa Ghilarducci, Van Doorn Ooms, John Palmer, and Catherine Hill. (2005).

    National Academy of Social Insurance; Brookings Institution Press Proceedings of the sixteenth annual conference of the National Academy of Social Insurance.

  • Employer Pension Contributions and 401(k) Plans: A Note.

    Wei Sun, Teresa Ghilarducci, & Steve Nyce (2004).

    Industrial Relations: A Journal of Economy and Society, 43(2), 473–479.

  • Latinos’ Low Pension Coverage and Disenfranchisement from the US Financial System.

    Wei Sun & Teresa Ghilarducci (2004).

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  • The Stewardship of Leisure.

    Teresa Ghilarducci (2004).

    In Newsletter. Kansas City Diocese.

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  • The American Labor Movement’s (Surprising) Economic Impact: How Unions Challenge Consumerism and Corporate Governance.

    Teresa Ghilarducci (2004).

    In D. J. Myers & D. M. Cress (Eds.), Authority in Contention (Vol. 25, pp. 231–252). Emerald Group Publishing Limited.

  • Delinking Benefits from a Single Employer: Alternative Multiemployer Models.

    Teresa Ghilarducci (2003).

    In Benefits for the Workplace of the Future. Philadelphia: University of Pennsylvania Press.

  • How to Implement Worker Representation on Pension Boards.

    Teresa Ghilarducci (2002).

    In Employee Governance—the Light at the End of the Enron Tunnel. Business Ethics.

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  • Complementarity of pensions and training under multiemployer plans.

    Teresa Ghilarducci & Michael Reich (2001).

    Journal of Labor Research, 22(3), 615–634.

  • Unions’ Role in Argentine and Chilean Pension Reform.

    Teresa Ghilarducci & Patricia Ledesma Liébana (2000).

    World Development, 28(4), 753–762.

  • Pension Policies to Maintain Workers’ Access to Retirement.

    Teresa Ghilarducci (2000).

    In R. Marshall (Ed.), Back to Shared Prosperity: The Growing Inequality of Wealth and Income in the United States. (pp. 204–210). Armonk, NY: M.E. Sharpe.

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  • Myths and Misinformation about America’s Public Retirement System.

    Teresa Ghilarducci (2000).

    In Madrick, J. (Ed.). Unconventional Wisdom: Alternative Perspectives on the New Economy (pp. 62–92). New York: The Century Foundation Press.

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  • The Political Economy of Social Security Reform in the United States.

    Teresa Ghilarducci (2000).

    In R. Baiman, H. Boushey, & D. Saunders (Eds.), Political Economy and Contemporary Capitalism: Radical Perspectives on Economic Theory and Policy (pp. 321–330). Armonk, New York: M. E. Sharpe.

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  • Scale Economies in Union Pension Plan Administration: 1981–1993.

    Teresa Ghilarducci & Kevin Terry (1999).

    Industrial Relations: A Journal of Economy and Society, 38(1), 11–17.

  • Employee Representation on Pension Investment Boards: An Economic Model of the Pension Contract.

    Teresa Ghilarducci (1999).

    In Employee Representation in the Emerging Workforce: Alternatives and Supplements to Collective Bargaining (pp. 703–724). Kluwer Law International.

  • Pensions and Old Age Retirement.

    Teresa Ghilarducci (1999).

    In J. Peterson & M. Lewis (Eds.), Pensions and Old Age Retirement (pp. 609–619). London: Edward Elgar Publishing Ltd.

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  • U.S. Social Security Reform and Intergenerational Equity.

    Teresa Ghilarducci (1999).

    In G. Hughes & J. Stewart (Eds.), The Role of the State in Pension Provision: Employer, Regulator, Provider (pp. 141–152). Boston: Kluwer Academic Publishers.

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  • Making Work Pay Wage Insurance for the Working Poor.

    Barry Bluestone & Teresa Ghilarducci (1998).

    Levy Economics Institute WP #28.

  • Training and Pensions: Substitutes or Complements.

    Michael Reich & Teresa Ghilarducci (1998).

    UC Berkeley Working Paper, 68.

  • Should Social Security Benefits Be Reduced for High-Income Individuals? NO. .

    Teresa Ghilarducci (1997).

    In A. Scharlach & L. Kaye (Eds.), Controversial Issues in Aging (pp. 7–12). Boston: Allyn Bacon.

  • The U.S. Pension System and Issues for the Chinese Economy. In Strengthening Macroeconomic Institutions and Regulation, State Planning Commission and United Nations Development Programme.

    Teresa Ghilarducci (1997).

    CPR/91/522.

  • Labour’s Paradoxical Interests and the Evolution of Corporate Finance.

    Teresa Ghilarducci, James Hawley, & Andrew Williams (1997).

    Journal of Law and Society, 24(1), 26–43.

  • Making Work Pay.

    Barry Bluestone & Teresa Ghilarducci (1996).

    Levy Economics Institute of Bard College; Public Policy Brief No. 28.

  • Pension Practices of Innovative Firms.

    Teresa Ghilarducci (1996).

    In Pensions, Savings and Capital Markets (pp. 141–156). U.S. Government Printing Office.

  • Union Funds, Wisely Risk Averse, Perform Well.

    Teresa Ghilarducci & Richard Grant (1995).

    Pensions & Investments P. 9.

  • Many Faces of American Multiemployer Pension Funds.

    Teresa Ghilarducci (1995).

    In L. Roberts & E. Reynaud (Eds.), Supplementary Pensions: Actors, Issues and the Future (pp. 97–113). Westport, CT.: Quorum Books, Greenwood Press.

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  • Book Review: Income and Social Security and Substandard Working Conditions.

    Teresa Ghilarducci (1994).

    Pensions and Corporate Restructuring in American Industry: A Crisis of Regulation. ILR Review, 48(1), 171–172.

  • Pensions Funds, Capital Markets, and the Economic Future.

    Teresa Ghilarducci, & Randy Barber (1994).

    In Transforming the U.S. Financial System: An Equitable and Efficient Structure for the 21st Century (p. Pp. 287-292). Armonk, New York: M.E. Sharpe. Inc.

  • U.S. Pension Investment Policy and Perfect Capital Market Theory.

    Teresa Ghilarducci (1994).

    Challenge, 37(4), 4–10.

  • Les multiples visages des regimes de retraite de syndicats americains.

    Teresa Ghilarducci (1994).

    In La Revue de L’IRES Institut de Recherches Economiques et Sociales (pp. 159–176).

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  • Infrastructure Spending and State and Local Governments. Spectrum.

    Teresa Ghilarducci & Douglas Koelemay (1993).

    Spectrum.

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  • How Pensions Can Build America’s Future. Gender and Economic Restructuring.

    Teresa Ghilarducci & Douglas Koelemay (1993).

    Proceedings of 41st Annual Meetings. Industrial Relations Research Association (IRRA).

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  • John Paul II and American Workers in the Emerging Fourth World.

    Teresa Ghilarducci (1990).

    University Press of America Pp. 361-376.

  • Pensions and the uses of ignorance by unions and firms.

    Teresa Ghilarducci (1990).

    Journal of Labor Research, 11(2), 203–216.

  • Hoosier Women in a Male Economy.

    Hoosier Women in a Male Economy.

    Teresa Ghilarducci (1989).

    In D. Hoppe (Ed.), Where We Live (pp. 45–53). Bloomington: Indiana University Press

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  • Reply to Professors Northrup and Campbell.

    Teresa Ghilarducci (1988).

    Industrial Relations Journal, 19(2), 159–161.

  • Strategic Use of Pension Funds Since 1978.

    Teresa Ghilarducci (1988)

    Review of Radical Political Economics, 20(4), 23–39.

  • Women’s Jobs and the Minimum Wage.

    Teresa Ghilarducci (1988).

    In T. Swartz & F. Bonello (Eds.), Taking Sides (pp. 155–161). Dushkin Press.

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  • The Impact of Internal Union Politics on the 1981 UMWA Strike.

    Teresa Ghilarducci (1988).

    Industrial Relations: A Journal of Economy and Society, 27(3), 371–384.

  • When management strikes: PATCO and the British miners.

    Teresa Ghilarducci (1986).

    Industrial Relations Journal, 17(2), 115–128.

  • Economics and Politics of Tax Reform: A Comment on Congressman Kemp’s Article.

    Teresa Ghilarducci & Thomas R. Swartz (1985).

    Journal of Legislation.

  • Computer Search Methods for Data Matching.

    Teresa Ghilarducci & Larry Marsh (1984).

    In Proceedings of Business and Economic Statistics Meetings (pp. 624–628). American Statistical Association.