TERESA GHILARDUCCI
Curricula Vita
2020

Professor, Irene and Bernard L Schwartz Professor of Economic Policy Analysis
Department of Economics
New School for Social Research
Mailing Address: 79 5th Avenue
Physical Address: 6 East 16th Street, 11th Floor
New York, New York 10003
ghilardt@newschool.edu

Biographical information available in: Marquis Who’s Who, Who’s Who in America from 1998 - Present.

EDUCATION

Ph.D. (1984) University of California, Berkeley, Economics
B.A. (1978) University of California, Berkeley, Economics

PROFESSIONAL APPOINTMENTS

Research Associate, Economics Department, University of California, Santa Cruz, July 2020-Present

Professor, Irene and Bernard L Schwartz Professor of Economic Policy Analysis, The New School, 2008-Present

Director, Schwartz Center for Economic Policy Analysis, The New School, 2008-Present

Professor, Economics and Policy Studies, University of Notre Dame, 2005-2007

Director, Higgins Labor Research Center, University of Notre Dame, 1997 - 2007

Associate and Assistant Professor, Economics, University of Notre Dame, 1983 - 2005

 

PROFESSIONAL EXPERIENCE

• Instructor, “U.S. Income and Wealth Inequality,” The Century Foundation Sagner Summer Programs, Williams College, Williamstown, MA. (June 22 - July 2, 1999; June 23 - July 15, 2000; July 1 - July 8, 2001; July 1 - 8, 2002; June 27 - July 6, 2003)

• Assistant Director, Department of Employee Benefits, AFL-CIO, September 1994 - May 1995 (during leave from the University of Notre Dame).

• In Residence Fellowship, Mary Ingraham Bunting Institute, Harvard University and Radcliffe College, 1987 - 1988.

• Research Assistant, Institute of Industrial Relations, University of California, Berkeley, 1979 - 1983.

Referred Articles

• "Making Old People Work: Three False Assumptions Supporting the 'Working Longer Consensus.'"
Journal of Politics & Society . Vol. 49, Iss. 1. February 2021.


• "Older Workers Face New Risks because of the COVID-19 Recession." With Aida Farmand and Siavash
Radpour. Federal Reserve Bank of Atlanta. Workforce Currents . September, 3 2020. 2020-11.


• "Retirement Plan Wealth Inequality: Measurement And Trends. "Journal of Pension Economics and
Finance. 2020.


• "Older Workers on the COVID-19-Frontlines without Paid Sick Leave.” With Aida Farmand. Journal of
Aging & Social Policy , Vol. 32, No. 4-5, May 2020.


• "Older Worker Exploitation: Magnitude, Causes, and Solutions. " With Siavash Radpour. Generations,
Vol 43, No . 3, 2019.


• "Bargaining Power is Falling for America's Older Workers." Generations. 2019.


• "The Inequitable Effects of Raising the Retirement Age on Blacks and Low-Wage Workers." With Kyle
Moore & Anthony Webb. The Review of Black Political Economy, Vol. 46, No. 1, 2019.


• "New Evidence on the Effect of Economic Shocks on Retirement Plan Withdrawals. " With Siavash
Radpour & Anthony Webb. The Journal of Retirement. 2019.


• "Modernizing the American Private Pension System Plan for the Future of Work . " Benefits Law
Journal , Vol. 31, No. 4, Winter 2018.


• "Retirement Savings Inequality: Different Effects of Earnings Shocks, Portfolio Selections, and
Employer Contributions by Worker Earnings Level " With Joelle Saad-Lessler & Gayle L. Reznik. Social
Security Bulletin, Vol . 78, No. 3, 2018.


• "Catch-Up Contributions: An Equitable and Affordable Solution to the Retirement Savings Crisis. " With
Michael Papadopoulos, Wei Sun, & Anthony Webb. Public Policy & Aging Report. Vol. 28, No, 1, 2018,
Pages S4–S14.


• "Intersectionality and Stratification in the Labor Market " With Kyle Moore. American Society on
Aging . Vol. 42, No. 2, Summer 2018, pp. 34-40(7).


• "The Distribution of Time in Retirement: Evidence From the Health and Retirement Survey ." With
Anthony Webb. Work, Aging and Retirement , Vol. 4, No. 3, July 2018, p. 251-261.


• "Earnings Volatility and 401(k) Contributions ." With Joelle Saad-Lesler and Gayle Reznik. Journal of Pension Economics and Finance , Vol. 17, No. 4, Fall 2018.


• "How 401(k) Plans Make Recessions Worse ." With Joelle Saad-Lesser. Inequality, Uncertainty, And
Opportunity : The Varied And Growing Role Of Finance In Labor Relations.- Champaign, IL : Labor and
Employment Relations Association, ISBN 978-0-913447-10-9. - 2015, p. 9-30


• "Explaining the Decline in Retirement Account Coverage between 2003-2012 ." With Joelle
Saad-Lesser. Industrial and Labor Relations Review . Vol. 68, No. 4, 2015.


• "Are US Workers Ready for Retirement? Trends in Plan Sponsorship, Participation, and Preparedness " With Joelle Saad-Lessler & Kate Bahn. The Journal of Pension Benefits. Ferenczy Benefits Law Center, Pp. 25-39, Winter 2015


• "Private Pension ", The Oxford Handbook of US Social Policy, December, 2014


• "Are U.S. Workers Ready for Retirement? Trends in Plan Sponsorship, Participation, and
Preparedness .” With Joelle Saad-Lessler & Kate Bahn. Journal of Pension Benefits, 2014


• "Retirement Security Worse on ERISA's 40th Anniversary . " Drexel Law Review, Vol. 6:453, 2014


• "The Surprising Equality of Retirement Time: Evidence from the Health and Retirement Survey " With
Anthony Bonen. Edited by Danielle M. Jaffe. The Connecticut Insurance Law Journal Vol 20(2)
University of Connecticut School of Law, Hartford Connecticut, Pp. 405-432, Spring 2014.


• "American Minorities Work and Retirement ." With Keith E. Whitfield and Tamara A. Baker editors. The Handbook on Minority Aging. Springer Publishing Company. 2014


• "PART III Programs for the Elderly, Private Pensions." With Daniel Béland, Christopher Howard, and
Kimberly J. Morgan editors. The Oxford Handbook of Social Policy in the United States. New York:
Oxford University Press. 2014


• "Austerity Distorts the Common Economic Interests between Generations ." Social Research, Vol. 80,
No. 3, Austerity Economics but Persistent Policy. Fall 2013.


• "Pension Policies to Minimize Future Economic Crises ." Oxford Handbook of the Political Economy of
Financial Crises. 2013, Oxford University Press, New York, NY


• " The Macroeconomic Stabilisation Effects of Social Security and 401(k) Plans ", With Joelle SaadLessler
& Eloy Fisher, Cambridge Journal of Economics, Oxford University Press, vol. 36(1), pages 237-251.2012


• " The Solution to the Pension Crisis is More Pensions ", Perspectives on Work, Vol. 14, no. 1-2, Summer
2010/Winter 2011. p. 34. Published by Labor and Employment Relations Association (LERA)


• "Book Review: A Failure of Capitalism: The Crisis of '08 and the Descent into Depression", by Richard
Posner (Harvard Univerity Press, 2009), Journal of Pension Economics and Finance, vol.10, no.3:
486-488, July, 2011


• " Getting it Right: Empirical Evidence and Policy Implications from Research on Public-Sector Unionism
and Collective Bargaining ", Working Paper Series, EPRN & LERA, March, 2011


• " Teresa Ghilarducci Responds", Reply to Kramer's review of 'The Golden Years ', New Labor Forum,
vol.19, no.1, Winter, 2010


• "The Future of Retirement in Aging Societies", International Review of Applied Economics, Vol 24,
pp.319-331, 2010


• “ How to Supplement Social Security Fairly and Effectively ." Journal of Aging & Social Policy. Vol 22(2).
462694. 2010


• “ Pension Reform in the United States: Guaranteed Pension Accounts are Key .” Rotman International
Journal of Pension Management. 2:2 (Fall) 2009 Pp. 58-65


• “If This Isn’t The Time for A Guaranteed Retirement Account, When Is It?”. Journal of Pension
Benefits. 16:3 (Spring) 2009 Pp. 21-28


• "The Goldless Years, How to Save the Nation’s Retirees from Bankruptcy", New Labor Forum, 18:2
(Spring) 2009. Pp. 33-41


• “ Memorandum on a New Financial Architecture and New Regulations ”, Investigatión Económica. Vol.
LXVIII, nr 267, Univeridad Nacional Autónoma de México, DF México, Jan-Mar 2009


• “Latinos’ Retirement Income Security and Voluntary Participation in 401(k) Plans”, The Business
Journal of Hispanic Research, Vol. 2(2), pp. 50-64, 2008.


• " Workplace Injuries and Diseases: Prevention and Compensation Essays in Honor of Terry Thomason ."
Industrial Relations. 39:1 (Summer) 2008. Pp. 83-84


• “ How Defined Contribution Plans and 401(k)s Affect Employer Pension Costs .” With Wei Sun. Journal
of Pension Economics and Finance. 5:2 (July) 2006. Pp. 175-196.


• " Female Dual Labour Markets and Employee Benefits ." With Mary Lee. Scottish Journal of Political
Economy. 52:1 (February) 2005. Pp. 18-37.


• “Employer Pension Contributions and 401(k) Plans .” With Wei Sun and Steve Nyce. Industrial
Relations. 43:2 (April) 2004. Pp. 473-479(7).


• “Complementarity of Pensions and Training under Multiemployer Plans .” With Michael Reich. Journal
of Labor Research. XXII:3 (Summer) 2001. Pp. 615-634.


• “Unions’ Role in Argentine and Chilean Pension Reform .” With Patricia Ledesma Liébana. World
Development. 28:4 (April) 2000. Pp. 753-762.


• " Scale Economies in Union Pension Plan Administration: 1981-1993 ." With Kevin Terry. Industrial
Relations. 38:1. (January) 1999. Pp. 11-13.


• "Labor's Paradoxical Interests and the Evolution of Corporate Governance ." With James Hawley and
Andrew Williams. Journal of Law and Society. 24:1. (March) 1997. Pp. 26-43.


• " Pensions in an International Perspective ." Review of Radical Political Economics. 27:3. (Fall) 1995.
Pp. 60-71.


• "How Pensions Can Build America's Future ." With Douglas Koelemay. Spectrum. (November) 1993.


• "Pensions and the Uses of Ignorance by Unions and Firms ." Journal of Labor Research. XI:2. (Spring)
1990. Pp. 203-216.


• "Strategic Uses of Pension Funds Since 1978 ." Review of Radical Political Economy. 20:4. (Winter)
1988. Pp. 23-39.


• "The Impact of Internal Union Politics on the 1981 UMWA Strike ." Industrial Relations. 27:3. (Fall) 1988. Pp. 371-383.


• "Reply to Professors Northrup and Campbell ." Industrial Relations. 27:3. (Fall) 1988. Pp. 371-383.


• "When Management Strikes: Patco and the British Mines ." Industrial Relations. 17:2 (Summer) 1986.
Pp. 115-128.


• "The Economics and Politics of Tax Reform: A Comment on Congressman Kemp's Article.” With T.R.
Swartz. Journal of Legislation. 17:2. (Summer) 1985. Pp. 156-162.

 

DOWNLOAD FULL CURRICULUM VITAE AS .PDF FILE HERE